Health & Fitness
As Home Values Increase Across The U.S., Congress May Make HARP 3.0 Available Sooner
The U.S. housing market is expanding. It's reducing the need for one of this year's most popular mortgage refinance programs -- the HARP mortgage . As home values climb nationwide, fewer U.S. homeowners are requesting ultra-high LTV mortgages.
Through the first 5 months of 2013, the majority of HARP mortgage queries called for loan-to-values of 105% or lower.
Will this reduced need for ultra-high LTV home loans hasten the launch of a HARP 3.0 program nationwide? As refinance activity slow nationwide, it's within the realm of what's possible.
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